YOUR BANK DETAILS CAN BE HACKED ON INTERNET
With the rise of the Internet we are doing every activity online as it’s save time and energy. And we are also doing an online payments for everything for shopping, paying bills, paying at shop etc. etc.
But it can sometimes be a dangerous thing for us as few people may be sitting in hacking your details. To save yourself from that hacking and data breach we should follow some steps to stay secure and what they are we are sharing it with you.Here we go:
1. Choose double security with your bank
Two precautions being better than
one, use the double payment securities now offered by most banks.
In addition to the traditional
visual cryptogram (usually a three-digit code located behind your card), you
can validate your online payment in a second step. Usually by entering a code
which is sent by your bank just after payment.
Most of the time, this is a code sent
by SMS that you must enter to confirm your order. Sometimes you also have to
open your bank's app on your smartphone to complete the transaction.
2. Make sure the page is secure
It is strongly recommended that
you make your purchases on a website with "https" security: indeed,
there are 2 types of websites. Those whose address begins with "http:
//" and those whose address begins with "https: //". Avoid
making your purchases on “http: //” sites and do not create an account on a
site when the URL begins with “http: //” because the information (password,
personal information, banking information) can be intercepted by third parties
(be careful, this condition is necessary, but not sufficient).
In addition, never share personal
information (password for example): no reliable site asks you for this type of
information.
3. Beware of unfamiliar sites and overly tempting offers
Sometimes some offers are too
good to be true.
Don't fall for so-called bargains
without checking the site's reputation first.
Read consumer ratings and
reviews.
Beware of sites that offer a
significantly lower price than their competition.
4. Avoid saving your bank details
Think twice before saving your
card number on your phone or computer. Some applications and some internet browsers
allow you to save your details so that you do not have to type them again
later.
A method not recommended by the
CNIL: "these terminals are not necessarily designed to guarantee optimal
security of bank data".
5. Beware of public Wi-Fi networks
No rush to shop.
If you are connected to public
Wi-Fi, in a café, hotel or train station for example, it is better not to enter
your card number. Indeed, the CNIL warns: "A possible hacker can seize the
opportunity of a badly encrypted Wi-Fi to (...) intercept some of your
data". Using a internet
security software can save you from that threat
Wait until you are more secure,
on a private network.
6. Ensure your overall digital security
Even beyond the necessary
vigilance that you must show when shopping online, being vigilant about your
digital security on a daily basis will allow you to secure your payments even
more. As such, following a few basic tips can be helpful:
Secure your computer terminal: Regularly update your equipment, use an anti-virus and a
firewall, secure your access to Wi-Fi, etc.
Check your online bank account
regularly: To check that no questionable
transaction has been made.
Secure your passwords: Vary them, reserve each of them for a single use and create
passwords that meet all the security conditions (use special characters, at
least a capital letter, and a number)
Use your e-mail in a secure
manner: Read the information contained
in e-mails carefully, do not click on attachments or on links that appear
questionable, etc.
7. In the event of an incident, first contact your bank.
If you notice that you have been
hacked following an online purchase, first contact your bank to oppose your
bank card and then request reimbursement for fraudulent transactions or request
the allocation of a new bank card.
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